AI Lead Engine
Real-time intent scoring (0-100). Only high-intent homeowners & buyers hit your dashboard. Life-event radar + search signal fusion. Zero shared pools.
1,847 ZIPs locked by MLOs this month
Own your mortgage leads.
Without waiting on Realtors.
Exclusive ZIP territory locks + AI intent scoring + TCPA-compliant automation. Built by a 25-year loan officer who got tired of shared lead pools and empty promises.
✓ Free forever plan · no card ✓ 14-day paid trials ✓ 30-day money-back
1 MLO per ZIP — locked
24h to first lead
RESPA / TCPA built-in
ZIP Territory Lock
Check availability instantly
🔒 One MLO per ZIP
⚡ Instant result
✓ TCPA-safe claim flow
Live exclusive territory check · Free plan includes 1 ZIP lock
NMLS #787257
CA DRE #01852847
25+ Years Mortgage Experience
Built by Wells Fargo & JPM Veteran
30-Day Money-Back Guarantee
Everything an MLO needs to dominate their market
No more shared lead dumps. No more chasing Realtors. Pure exclusive demand + automation that actually converts.
ZIP Territory Lock
One licensed MLO per ZIP code. First-come, first-served. Once locked, the entire territory is yours. Free = 1 ZIP. Elite = unlimited.
Realtor Partnership System
Auto-identify top producers, generate co-branded content, run RESPA-safe nurture. Members average 3× more Realtor referrals in 90 days.
Automated Follow-Up
TCPA-compliant multi-channel sequences (email + SMS). Explicit consent capture. Smart timing. You never look spammy or non-compliant.
Hyper-Local SEO Engine
AI generates city + ZIP landing pages that rank for “mortgage rates [city]”, “refinance [zip]”, etc. Own local search without writing a single page.
AI Content Writer
Compliance-aware blog posts, social captions, email sequences, and Google Business posts generated in seconds. Always on-brand and regulation-safe.
Live in under 24 hours
Four simple steps. Zero tech headaches. Built for operators, not engineers.
1
Claim Your ZIP
Enter the ZIPs you want. Instant availability check. Lock exclusive rights in seconds.
2
Connect Channels
Link your email + SMS provider (or use ours). One-click OAuth. TCPA consent auto-injected.
3
AI Starts Working
Lead Engine scores intent. SEO pages go live. Nurture sequences arm themselves. You get notified.
4
Close More Loans
High-intent leads + warm Realtor intros land in your inbox. You stay the face of the relationship.
What could exclusive ZIPs be worth to you?
Plug in your numbers. See conservative monthly pipeline value. No hype — industry averages only.
Projected Pipeline
Simple, transparent pricing
30-day money-back on paid plans · Cancel anytime · Free forever option
Start free. Upgrade only when the leads justify it. 14-day trials + 30-day money-back on every paid plan.
Monthly
Annual
Free
Forever free
$0
/mo
- 1 ZIP territory lock
- AI Lead Generator
- Email nurture sequences
- AI Content Writer (3/mo)
- SMS nurture
- Realtor Partnership
Starter
For solo MLOs
$29.99
/mo
- 3 ZIP territory locks
- Everything in Free
- AI Content Writer (10/mo)
- Priority email support
MOST POPULAR
Pro
Serious producers
$99.99
/mo
- 5 ZIP territory locks
- Full email + SMS nurture
- Realtor Partnership System
- Hyper-Local SEO Engine
- Unlimited AI Content
Elite
Teams & high-volume
$299.99
/mo
- Unlimited ZIP locks
- Everything in Pro
- Multi-user dashboard
- White-label reports
- Priority support + onboarding
All plans include 14-day trial (paid) or free forever. Cancel anytime. 30-day money-back guarantee. You remain responsible for RESPA, TCPA & state licensing.
Already a paid member?
Update payment method, view invoices, or cancel anytime via the secure Stripe Customer Portal.
We look up your Stripe customer ID from the email that completed checkout.
Talk to the AI Lead Engine
Demo the same intelligence that scores your leads and writes compliant content.
AI
YPN Lead Engine
Always on • TCPA aware
DM
David J. Moore, MBA
Founder · Principal · NMLS #787257
“I spent 25 years closing loans at Wells Fargo and JPMorgan Chase. I built YPN USA because I was sick of shared lead companies that sold the same name to six other LOs. Exclusive territory + AI that actually works = the only system I would use myself.”
25+
Years Lending
Thousands
Loans Closed
3×
More Realtor referrals in 90 days (avg)
<24h
Average time to first lead
Got questions?
Real answers from an operator who’s been where you are.
NEW • DRAG & DROP READY
Deploy the full YPN USA stack on Hostinger Cloud in minutes
Complete production package: static frontend + real PHP/SQLite backend for exclusive ZIP locking, lead capture, rate limiting, and TCPA logging. Zero Node/React required. Perfect for Hostinger’s Custom PHP/HTML or Cloud plans + free domain.
- ✓ Real exclusive ZIP claims stored in SQLite (or switch to MySQL)
- ✓ Lead API with TCPA consent enforcement
- ✓ Rate limiting, CORS, security headers, .htaccess hardened
- ✓ One-folder drag-and-drop into public_html
- ✓ Affiliate opportunity: join Hostinger, promote this exact package + Cloud plans
We earn a commission if you buy through these links — at no extra cost to you. Use your own affiliate link when reselling the package to other MLOs/agencies.
What’s in the Drag-Drop Package
index.html + Tailwind UI✓
js/app.js (real API + fallback)✓
api/zip.php + lead.php + db.php✓
SQLite auto-migrate + seed✓
.htaccess security + rate limits✓
PWA manifest + service worker✓
Full README + deploy steps✓
MySQL swap instructions✓
Recommended Hostinger plan
Cloud Startup or Business — free domain, SSL, PHP 8.3, MySQL, daily backups, drag-drop File Manager. Perfect for this stack.
Ready to own your market?
Stop giving your pipeline away to shared lead vendors and empty Realtor promises. Claim your exclusive ZIPs today.
No credit card for Free • 14-day trials on paid • 30-day money-back