Captures every borrower
A conversational AI greets visitors 24/7, adapts its questions to FHA, VA, conventional, DSCR, HELOC, refi, or jumbo, and never lets a lead bounce without capturing their details.
YPN USA gives you an exclusive ZIP-code territory and an always-on AI agent that captures, qualifies, and nurtures every borrower in it — automatically. And the leads and website are yours to keep, even if you switch brokerages.
Instant ZIP availability
Enter a 5-digit ZIP to see whether it is still exclusive, then reserve in-app or continue to the full signup.
Exclusive to you
One MLO per ZIP
Own your leads
Portable for life
AI does the work
Capture to booking
Live in days
No developer needed
You buy a lead. So do four other officers. You race to dial first, most never answer, and the ones who do already talked to your competition. Then you switch companies and lose the whole pipeline. YPN USA ends that — exclusive territory, autonomous follow-up, and a book you own for life.
Everything an MLO needs
YPN USA isn't another lead form. It's an autonomous teammate that works your territory around the clock.
A conversational AI greets visitors 24/7, adapts its questions to FHA, VA, conventional, DSCR, HELOC, refi, or jumbo, and never lets a lead bounce without capturing their details.
It scores credit posture, income, intent, and urgency in real time — so tire-kickers get nurtured and prime borrowers get flagged the moment they're hot.
Confirmation email, SMS acknowledgment, and a multi-day nurture ladder fire automatically. No borrower waits hours for a callback again.
Qualified borrowers land straight on your calendar with the right context attached. You show up to a warm, pre-qualified conversation.
Three steps
Lock exclusive rights to the borrower demand in your ZIP codes. One MLO per territory — no bidding wars, no shared leads, no waiting on Realtors.
We deploy your always-on intake assistant on your own MLO website. It captures, qualifies, routes, and nurtures every borrower automatically.
Pre-qualified, pre-scheduled borrowers hit your calendar. You spend time closing — not chasing cold forms and recycled leads.
Every borrower who searches for financing in your territory routes to you — and only you. No lead resold to five competitors. No race to dial first. Just your market, protected.
Instant ZIP availability
Enter a 5-digit ZIP to see whether it is still exclusive, then reserve in-app or continue to the full signup.
You own it — for life
Your pipeline shouldn't reset every time you change companies. With YPN USA, your leads and your website belong to you — permanently.
Every borrower your AI captures belongs to you, exported and portable. Change brokerages tomorrow and your entire book comes with you.
The intake site and assistant are tied to you, not your employer. Switch companies and keep your domain, your funnel, and your pipeline intact.
Most MLOs lose their pipeline every time they move. With YPN USA, your growth engine follows you for your entire career.
Beyond inbound capture, YPN USA monitors public court and county records in your territory to surface borrowers at the exact life moment they need financing — a head start no shared-lead vendor can offer.
Surface newly filed probate cases in your territory the day they hit the court record — long before the property reaches the MLS.
Catch dissolution filings that often trigger a refinance or a sell-and-rebuy, so you're the first lender in the conversation.
Newly married couples are prime first-time-buyer candidates. Reach them with life-stage messaging that builds trust, not friction.
Built on anonymized, publicly available records and paired with compliant, life-stage-aware outreach. Availability of specific data sources varies by county and plan.
See it work
Try it yourself — pick a loan program and answer a few questions. This is the exact autonomous intake that captures, scores, and routes every borrower in your territory.
Engage on contact
Every YPN USA site ships with a live payment calculator that keeps borrowers engaged — and hands you the intent signal the moment they start modeling a loan.
Estimated monthly payment
$2,904
Principal & interest · 30-year term
Pricing
Reserve a ZIP, deploy your AI, and own the pipeline it builds.
Prove demand on your first ZIP
Lock a small exclusive footprint
For the serious loan officer
Unlimited exclusive capacity
Territory availability is limited and first-come. Prices shown are launch rates.
You lock the rights to borrower demand in specific ZIP codes. Only one loan officer owns a territory at a time — so you're never competing with five other MLOs for the same recycled lead.
Yes. Your leads, your pipeline, your MLO website, and your domain are tied to you — not your employer. If you change companies, your entire book of business and growth engine come with you.
It runs itself. The AI captures borrowers, qualifies them, sends follow-ups, and books consultations automatically. You get warm, pre-qualified conversations on your calendar without lifting a finger.
FHA, VA, conventional, DSCR, HELOC, refinance, and jumbo — each with a tailored question flow. DSCR and investor lending are fully supported, so you can capture the fast-growing investor-borrower market too.
Nothing. Start free on one ZIP with no credit card. Paid plans are Starter $29.99/mo, Pro $99.99/mo, and Elite $299.99/mo when you're ready to lock more exclusive capacity.
Reserve your ZIP codes, deploy your AI agent, and start capturing borrowers who are yours to keep.
Claim your ZIP territoryPrefer analytics? View the live intake ledger →