About the founder
David J. Moore, MBA — mortgage expert, author & founder of YPN USA
With nearly 30 years in mortgage lending, David built YPN USA to give loan officers what he wished he had at the top of his own production: exclusive local demand, an AI assistant that never lets a borrower bounce, and a pipeline that belongs to the loan officer, not the employer.
Credentials
- Education
- MBA, California State University, Fresno
- Experience
- Former top-producing loan officer at Chase Bank and Wells Fargo Home Mortgage; thousands of closed home loans
- Licensing
- NMLS #787257 · California DRE #01852847
- Author
- Amazon-published real estate author and nationwide speaker
- Founder
- YPN Inc. (YPN USA) and ToInvested.com
Verify licensing at NMLS Consumer Access.
Why YPN USA exists
Most loan officers rent attention from Realtors and shared lead vendors, then lose their book every time they change companies. YPN USA reverses that: one loan officer per ZIP territory, 24/7 AI borrower intake across FHA, VA, conventional, DSCR, HELOC, refinance and jumbo, and leads and websites that stay with you for your career.
Author & speaker
David is the author of Top 9 Online Real Estate Leads Even the Gurus Do Not Know About (also on Amazon) and speaks nationwide on mortgage marketing and real estate lead generation.
