An AI agent that does the whole job — not another lead form.
YPN USA is an autonomous teammate that works your territory around the clock: capture, qualify, nurture, and book — while you stay the exclusive owner of the ZIP it covers.
One ZIP code. One loan officer. No bidding war.
Every borrower inquiry generated through your YPN USA pages and campaigns routes to you — and only you. Reserve a ZIP first-come, expand into neighboring ZIPs as you grow, and never again split a lead five ways.
- One loan officer per ZIP — exclusive by design
- First-come reservations; popular metros go fast
- Expand into neighboring ZIPs as you grow
- Territory demand reports show real local volume
An assistant that actually does things
Not a script or an FAQ box. The YPN USA agent takes action in the conversation — it looks up live data, records what a borrower tells it, and moves them to the next step.
- Checks ZIP availability live, while chatting
- Answers pricing from the current plans, never guesses
- Qualifies and books — captures intent, offers times, books the meeting
- Hands off to a human by phone when the conversation calls for one
Captures and qualifies every program, every time
A conversational AI greets visitors 24/7, adapts its questions to FHA, VA, conventional, DSCR, HELOC, refi, or jumbo, and scores credit posture, income, intent, and urgency in real time.
- FHA, VA, Conventional, DSCR, HELOC, Refinance, Jumbo flows
- Tire-kickers get nurtured; prime borrowers get flagged the moment they're hot
- Confirmation email + SMS acknowledgment fire automatically
- Multi-day nurture ladder — no borrower waits hours for a callback
Your leads and your website follow your career — not your employer
Most MLOs lose their pipeline every time they move. With YPN USA, every borrower your AI captures belongs to you, exported and portable, and the intake site and assistant are tied to you, not your brokerage.
- Change brokerages tomorrow and your entire book comes with you
- Your domain, your funnel, and your pipeline stay intact
- No lead sharing, no reselling, no competing against yourself
Find motivated borrowers before the listing hits
Where supported data is available, YPN USA organizes public-record life-event signals in your territory to help identify timely financing conversations — probate, divorce, and new-union homebuyer signals among them.
- Probate & estate financing signals
- Divorce & refinance signals
- New-union homebuyer signals
- Availability, permitted use, and freshness vary by county and plan
Engage on contact
A live calculator borrowers can't ignore
Every YPN USA site ships with a live payment calculator that keeps borrowers engaged while they model a loan on your territory.
Estimated monthly payment
$2,904
Principal & interest · 30-year term
See it running on your own territory.
Check ZIP availability free, then deploy the agent that captures it.
Check ZIP availability — free