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Under the Hood

How YPN USA’s AI turns local search traffic into mortgage leads for loan officers

Instead of buying a batch of contacts that gets resold to competitors, YPN USA runs an AI intake and scoring layer on top of your own ZIP-exclusive site — qualifying and prioritizing every visitor who lands on it.

Claim Your ZIP
See All Platform Features
How It Works

From site visitor to scored lead

1

Borrower lands on your territory site

Hyper-local SEO pages for your ZIP and loan programs bring in visitors already searching for a mortgage in your market.

2

AI intake asks the right questions

A conversational assistant collects scenario details — loan purpose, timeline, program type — instead of a static contact form.

3

Leads are scored and routed to you

Each conversation is scored by intent so you know which borrowers to call first, with full scenario context already captured.

The Difference

Owned intake vs. a purchased contact list

YPN USA AI Intake

  • Runs on your own ZIP-exclusive site
  • Captures full scenario context up front
  • Scores each conversation by intent
  • Feeds your CRM automatically

Purchased Contact List

  • Often resold to more than one buyer
  • Name, number, and little else
  • No prioritization — every contact looks the same
  • Manual entry into your own systems
Ready to See It Live

Preview your own AI-powered territory site

Enter your market and we’ll show you what your site, intake flow, and page map would look like before you commit to a plan.

See My Free Site Preview
Check ZIP Availability
YYPN USA

The mortgage growth platform for loan officers: exclusive ZIP territories, AI borrower intake, and leads you own for life. Also at app.ypnus.com.

Founded by David J. Moore, MBA (Cal State Fresno) — former top-producing loan officer at Chase Bank and Wells Fargo Home Mortgage, Amazon-published real estate author, and nationwide speaker. ORCID · LinkedIn · Facebook

Product

  • Features
  • How it works
  • Territories
  • Live demo
  • Analytics

Loan programs

  • FHA Loans
  • VA Loans
  • Conventional Loans
  • DSCR Loans
  • HELOC
  • Refinance
  • Jumbo Loans
  • Mortgage broker in Fresno, CA
  • Mortgage broker in Clovis, CA

Resources

  • Pricing
  • Blog
  • About David
  • The book
  • Book a consultation
  • Free LO signup
  • Free embeddable tools

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David J. Moore, MBA · NMLS #787257 · DRE #01852847 · Equal Housing Opportunity · Marketing technology only — not a commitment to lend. · NMLS Consumer Access