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Effective date: June 15, 2026

This Privacy Policy explains how YPN INC (“YPN USA,” “we,” “us,” or “our”) collects, uses, and shares information when you use ypnus.com and our services (the “Service”).

Information We Collect

  • Account information you provide: name, email, phone, NMLS license number, brokerage, and similar details.
  • Payment information: subscription payments are processed by our payment provider, Stripe. We do not store your full card number.
  • Content and leads you create or collect through the Service, including pages you generate and inquiries submitted to you.
  • Usage and device data: log data, IP address, browser type, and cookies or analytics identifiers.

How We Use Information

To provide and operate the Service, build and host your sites, process payments, provide support, communicate with you, improve the Service, and comply with legal obligations.

How We Share Information

We share information with service providers who help us operate (for example, Stripe for payments, our hosting provider, and email and analytics providers), when required by law, or in connection with a business transfer. We do not sell your personal information.

Leads and End-User Data

When prospects submit information through tools we provide to you, you are responsible for handling that data lawfully; we process it on your behalf to deliver the Service.

Cookies

We use cookies and similar technologies for functionality and analytics. You can control cookies through your browser settings.

Data Retention

We retain information for as long as your account is active or as needed to provide the Service and meet legal requirements.

Your Rights

Depending on your location (including under CCPA and GDPR where applicable), you may have rights to access, correct, or delete your personal information. To make a request, email support@ypnus.com.

Security

We use reasonable administrative and technical safeguards, though no method of transmission or storage is completely secure.

Children

The Service is not directed to individuals under 18.

Changes

We may update this policy and will post the revised version with a new effective date.

Contact

YPN INC — support@ypnus.com

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Related Guide: Conventional Loans in Stockton, CA — Get Pre-Approved in Stockton | YPN USA

YYPN USA

The mortgage growth platform for loan officers: exclusive ZIP territories, AI borrower intake, and leads you own for life. Also at app.ypnus.com.

Founded by David J. Moore, MBA (Cal State Fresno) — former top-producing loan officer at Chase Bank and Wells Fargo Home Mortgage, Amazon-published real estate author, and nationwide speaker. ORCID · LinkedIn · Facebook

Product

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  • How it works
  • Territories
  • Live demo
  • Analytics

Loan programs

  • FHA Loans
  • VA Loans
  • Conventional Loans
  • DSCR Loans
  • HELOC
  • Refinance
  • Jumbo Loans
  • Mortgage broker in Fresno, CA
  • Mortgage broker in Clovis, CA

Resources

  • Pricing
  • Blog
  • About David
  • The book
  • Book a consultation
  • Free LO signup
  • Free embeddable tools

© 2026 YPN Inc. / YPN USA. All rights reserved.

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David J. Moore, MBA · NMLS #787257 · DRE #01852847 · Equal Housing Opportunity · Marketing technology only — not a commitment to lend. · NMLS Consumer Access